Lafayette County property record for 421 Chads Ct, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,070 sqft · built 1992 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,018 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Nov 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-098.000 |
| Primary APN | 23-1.0-01-1-003-098.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,070 sqft Living Area |
| Basement Area | 1,070 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 147 ft deep x 118 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 421 CHADS CT |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 JENNINGS 3RD ADDN; 740-266, 753-897, 835-967, 2022DR5793 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | JENNINGS THIRD ADD |
| Legal Lot Number | 6 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
Source: Lafayette County records, as of July 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 CHADS CT, ODESSA, MO 64076-1586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 4, 2009 | Deed of Trust, Mortgage MERS |
| Dec 5, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 |
| Deed Sale | Jun 26, 2026 |
| Prior Sale | Dec 5, 2022 · Amount on Record |
| Deed Document Number | 20262573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jun 26, 2026 |
| Property Address | 421 CHADS CT, ODESSA, MO 64076-1586 |
| Document Number | 0000002573 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262573 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 CHADS CT, ODESSA, MO 64076-1586 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 421 CHADS CT, ODESSA, MO 64076-1586 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009DR0954 |
|---|---|
| Date | Nov 4, 2009 |
| Instrument | 2009DR0954 |
| Name | MERS |
|---|---|
| Address | 6470 E JOHNS XING STE 220, JOHNS CREEK, GA 30097 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Dec 5, 2022 |
| Property Address | 421 CHADS CT, ODESSA, MO 64076-1586 |
| Document Number | 2022DR5793 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022DR5793 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 CHADS CT, ODESSA, MO 64076-1586 |
| Investor | Possibly a Property Investor |
| Document Number | 2022DR5794 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022DR5794 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2054 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,018.00 | $27,250 (+14%) | $143,420 (+14%) Land $23,820 Building $119,600 |
| 2023 | $23,903 | $125,805 Land $20,895 Building $104,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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