421 Central Pl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 421 Central Pl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,593 sqft · built 1934
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Aug 2022 Sale Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23N-62-0606`

Property Details

APN / Parcel Number

Primary APN	`23N-62-0606`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,593 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	1,292 sqft
Basement Area	386 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Custom Design
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	102 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 CENTRAL PL
City	SAINT LOUIS
State	MO
Zip	63122-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	CENTRAL PLACE LOT 5
Legal Subdivision	CENTRAL PLACE
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3003
Census Tract	218402

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 CENTRAL PL, SAINT LOUIS, MO 63122-3928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Beneficiary Deed, Transfer
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000000131
Record Updated	Oct 29, 2026

August 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 10, 2022
Property Address	421 CENTRAL PL, SAINT LOUIS, MO 63122-3928
Document Number	2022081000131
Map Reference	MB 20 PG 78
Instrument Date	Aug 3, 2022
Instrument	2022081000131
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	421 CENTRAL PL, KIRKWOOD, MO 63122-3928

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	421 CENTRAL PL, SAINT LOUIS, MO 63122-3928
Document Number	0229621143
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CENTRAL PL KIRKWOOD MO 631223928, KIRKWOOD, MO 63122-3928

Mortgage

Document Number	0229621143
Date	Mar 30, 2018
Book Page	022962/001143
Instrument	228

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,860 (-) Land $83,140 Building $46,720	$683,500 (-) Land $437,600 Building $245,900
2025	$7,323.00 (+6.97%)	$129,860 (+18.54%) Land $83,140 Building $46,720	$683,500 (+18.54%) Land $437,600 Building $245,900
2024	$6,846.00 (+1.59%)
2023	$6,739.00 (+6.21%)	$109,550 (+13.35%) Land $66,500 Building $43,050	$576,600 (+13.35%) Land $350,000 Building $226,600
2022	$6,345.00	$96,650 Land $58,140 Building $38,510
2021			$508,700 Land $306,000 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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