421 Central Ave, New Haven, CT 06515 Property Records

New Haven City property record for 421 Central Ave, New Haven, CT 06515

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,807 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2019)
Tax Bill	$10,649 (2026)
Deeds & Mortgages	May 2020 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384 1104 01600`

Property Details

APN / Parcel Number

Primary APN	`384 1104 01600`
Alternative APN	`NHVN M:384 B:1104 L:01600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,807 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	384 1104 01600
Street Address	421 CENTRAL AVE
City	NEW HAVEN
State	CT
Zip	06515-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Block	1104
Legal Lot Number	1600
Jurisdiction	NEW HAVEN CT
Township / Civil Division	NEW HAVEN
Census Block Group	3
Census Block	3004
Census Tract	141000

Owner

Source: New Haven City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 CENTRAL AVE, NEW HAVEN, CT 06515-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Jul 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	20196859
Deed Book / Page	9885 / 213
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	421 CENTRAL AVE, NEW HAVEN, CT 06515-2258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10003-1
Date	May 20, 2020
Book Page	10003/1
Instrument	2020-03805

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HAVEN CT
Recording Date	Jul 25, 2019
Property Address	421 CENTRAL AVE, NEW HAVEN, CT 06515-2258
Document Number	9885-213
Book / Page	9885 / 213
Instrument Date	Jul 22, 2019
Instrument	2019-06859
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906860
Date	Jul 25, 2019
Instrument	2019-06860

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	New Haven City
Unified School District	New Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,649.00 (+1.42%)	$266,490 (-) Land $75,180 Building $191,310	$625,047 (+235.07%)
2025	$10,500.00	$266,490 (-) Land $75,180 Building $191,310	$186,543 Land $52,626 Building $133,917
2024	$10,500.00 (+5.92%)
2023	$9,913.00 (-6.42%)	$266,490 (-) Land $75,180 Building $191,310
2022	$10,593.00	$266,490 Land $75,180 Building $191,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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