421 Central Ave, Great Falls, MT 59401 Property Records

Cascade County property record for 421 Central Ave, Great Falls, MT 59401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	23,149 sqft · built 1912
Lot Size	0.344 acres (14,985 sqft)
Owner	Company Name on File
Last Sale	$455,857 (Oct 2022)
Tax Bill	$19,123 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R028663`

Property Details

APN / Parcel Number

Primary APN	`R028663`
Alternative APNs	`02-3015-12-2-21-08-0000` `0000160950` `00160950`

Interior

Stories	3 Stories
Building Area	23,149 sqft Total Area
1st Floor Area	10,922 sqft
Upper Floors Area	11,603 sqft
Basement Area	10,600 sqft
Finished Basement	10,600 sqft
Elevator	Elevator

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000160950
Street Address	421 CENTRAL AVE
City	GREAT FALLS
State	MT
Zip	59401-3115
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	GREAT FALLS ORIGINAL TOWNSITE, S12, T20 N, R03 E, BLOCK 315, LTS 8-9
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	GREAT FALLS ORIGINAL TOWNSITE
Legal Block	315
Legal Lot Number	8,9
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	3
Census Block	3012
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Great Falls Central Business Historic District listed 2004 · 99 contributing resources · NRIS 04000374

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 Central Ave, a commercial property, is owned by a company that bought it in October 2022.

Source: Cascade County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	8264 W SUNSET BLVD, WEST HOLLYWOOD, CA 90046-2416
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS ALLIANCE BANK
Jan 4, 2018	Deed of Trust, Mortgage STOCKMAN BK/MT
Dec 24, 2017	Deed of Trust, Mortgage STOCKMAN BK/MT
Aug 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Nov 10, 2021 · Amount on File
Deed Document Number	2022436402
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	0000343815
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Oct 7, 2022
Property Address	421 CENTRAL AVE, GREAT FALLS, MT 59401-3115
Document Number	00R0436402
Instrument Date	Oct 7, 2022
Instrument	R0436402
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8264 W SUNSET BLVD, WEST HOLLYWOOD, CA 90046-2416

Mortgage

Document Number	00R0436403
Date	Oct 7, 2022
Instrument	R0436403

Lender

Name	CITIZENS ALLIANCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	421 CENTRAL AVE, GREAT FALLS, MT 59401-3115
Document Number	0000349827
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 13TH ST S GREAT FALLS MT 59405, GREAT FALLS, MT 59405

Mortgage

Document Number	0000349827
Date	Jan 5, 2018
Instrument	349827

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	GREAT FALLS, MT 59403

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	421 CENTRAL AVE, GREAT FALLS, MT 59401-3115
Document Number	0000349826
Instrument Date	Dec 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3215 13TH AVE S GREAT FALLS MT 594055460, GREAT FALLS, MT 59405-5460

Mortgage

Document Number	0000349826
Date	Jan 5, 2018
Instrument	349826

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	GREAT FALLS, MT 59403

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 4, 2028

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 18, 2017
Property Address	421 CENTRAL AVE, GREAT FALLS, MT 59401-3115
Document Number	0000343815
Instrument Date	Aug 17, 2017
Instrument	343815
Transaction Type	Transfer
Record Updated	Aug 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 12TH AVE S GREAT FALLS MT 594055017, GREAT FALLS, MT 59405-5017

Tax Assessment & Valuation

The 2026 property tax bill for 421 Central Ave was $19,123, down 31.8% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,123.00 (-31.78%)	$1,619,400 (-)
2025	$28,033.00	$1,619,400	$1,619,400 Land $90,000 Building $1,529,400
2023	$11,780.00	$647,300	$647,300 Land $96,750 Building $550,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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