421 Center St, Erlanger, KY 41018 Property Records

Kenton County property record for 421 Center St, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1962
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$121,000 (Aug 2018)
Tax Bill$1,845 (2025)
Deeds & MortgagesAug 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN003-30-14-055.00

Property Details

APN / Parcel Number

Primary APN003-30-14-055.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Finished Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions114 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address421 CENTER ST
CityERLANGER
StateKY
Zip41018-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHEASANT GROVE 2ND BLK 1 LOTS 14-15
Legal SubdivisionPHEASANT GROVE
Legal Phase1
Legal Block1
Legal Lot Number14-15
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2019
Census Tract64400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 CENTER ST, ERLANGER, KY 41018-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleMar 22, 2007 · Amount on Record
Deed Document Number201808 28 059 00193
Deed Book / Page6488 / 252
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 28, 2018
Property Address421 CENTER ST, ERLANGER, KY 41018-1417
Document Number0000000193
Book / Page0C6488 / 000252
Instrument DateAug 24, 2018
Instrument193
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CENTER ST ERLANGER KY 410181417, ERLANGER, KY 41018-1417

Mortgage

Document Number195
DateAug 28, 2018
Book Page0C6488/000271
Instrument195
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 27, 2023
Interest
Rate TypeAdjustable Rate
Rate12%

Mortgage

Document Number194,
DateAug 28, 2018
Book Page0C6488/000255
Instrument194
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,900 (-) Land $25,000 Building $114,900$139,900 (-) Land $25,000 Building $114,900
2025$1,845.00 (+1.54%)$139,900 (-) Land $25,000 Building $114,900$139,900 (-) Land $25,000 Building $114,900
2023$1,817.00$139,900 Land $25,000 Building $114,900$139,900 Land $25,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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