Monroe County property record for 421 Catherine St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 953 sqft · built 1933 |
| Lot Size | 0.047 acres (2,072 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $730,000 (May 2015) |
| Tax Bill | $8,820 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00027980-000000 |
| Primary APN | 00027980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 953 sqft Living Area |
| 1st Floor Area | 953 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,072 sqft (0.047 acres) |
| Pool Area | 180 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Patio Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1028754 |
|---|---|
| Old Parcel Number | 01010100027980000000 |
| Street Address | 421 CATHERINE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW W 1/2 SUB 6 AND PT 8 PT LOT 1 SQR 6 TR 11 G74-324 OR666-355 OR2231-2425 OR2231-2426/27 OR2238-2157/59 OR2363-690/91 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 06 TR 11 |
| Legal Tract | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 N SPRUCE ST, BATAVIA, NY 14020-2611 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on Record |
| Deed Sale | May 6, 2015 · Amount on Record |
| Prior Sale | May 30, 2013 · Amount on Record |
| Deed Document Number | 2027694 |
| Deed Book / Page | 2739 / 0462 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206,704 (+15.86%) Land $908,548 Building $298,156 | $1,206,704 (+15.86%) Land $908,548 Building $298,156 | |
| 2024 | $8,820.00 (+9.91%) | ||
| 2023 | $8,025.00 (+13.96%) | $1,041,563 (+18.71%) Land $757,862 Building $283,701 | $1,041,563 (+18.71%) Land $757,862 Building $283,701 |
| 2022 | $7,042.00 | $877,367 Land $587,232 Building $290,135 | $877,367 Land $587,232 Building $290,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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