421 Carol Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 421 Carol Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1956
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Feb 2018)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-4900-0011-00-1`

Property Details

APN / Parcel Number

Primary APN	`03-4900-0011-00-1`
Alternative APN	`11-03-4900-0011-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	116 ft deep x 85 ft wide
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 CAROL DR
City	BENTON HARBOR
State	MI
Zip	49022-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 11 SUPERV PLAT OF MENCHINGERS SUB
Legal Subdivision	MENCHINGERS SUB
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2004
Census Tract	2000

Owner

421 Carol Dr is owned and occupied by an individual who bought it in February 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 395, BENTON HARBOR, MI 49023-0395
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Jun 21, 1982
Deed Book / Page	3198 / 1472
Record Updated	Oct 29, 2026

February 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 28, 2018
Property Address	421 CAROL DR, BENTON HARBOR, MI 49022-7305
Document Number	03198/1472
Book / Page	3198 / 1472
Map Reference	MB14 PG8
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8407 S DAMEN AVE, CHICAGO, IL 60620-6023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CAROL DR, BENTON HARBOR, MI 49022-7305

Mortgage

Document Number	0031981474
Date	Feb 28, 2018
Instrument	3198/1474

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 421 Carol Dr was $3,153 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,300	$186,600
2025	$3,153.00
2023		$77,900	$155,800
2022	$2,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Carol Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Carol Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20