421 Cambridge Cir, Costa Mesa, CA 92627 Property Records

Orange County property record for 421 Cambridge Cir, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1958
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$940,000 (Oct 2012)
Tax Bill	$13,143 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`425-143-26`

Property Details

APN / Parcel Number

Primary APN	`425-143-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,200 sqft (0.165 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	421 CAMBRIDGE CIR
City	COSTA MESA
State	CA
Zip	92627-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3297 BLK LOT 4
Legal Subdivision	TR 3297
Legal Tract	3297
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4001
Census Tract	63302

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	421 CAMBRIDGE CIR, COSTA MESA, CA 92627-4703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Affidavit of Death of Trustee, Transfer
Mar 28, 2018	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2012 · Amount on Record
Deed Sale	Oct 11, 2012 · Amount on Record
Prior Sale	Sep 18, 2002 · Amount on Record
Deed Document Number	2012619259
Last Transfer Date	Jul 20, 2015
Transfer Doc	0000391952
Record Updated	Oct 29, 2026

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2026
Property Address	421 CAMBRIDGE CIR, COSTA MESA, CA 92627-4703
Document Number	0000102657
Instrument Date	Apr 3, 2026
Instrument	2026102657
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	421 CAMBRIDGE CIR, COSTA MESA, CA 92627-4703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109136
Date	Mar 28, 2018
Instrument	2018000109136

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	421 CAMBRIDGE CIR, COSTA MESA, CA 92627-4703
Document Number	0000026844
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 CAMBRIDGE CIR COSTA MESA CA 926274703, COSTA MESA, CA 92627-4703

Mortgage

Document Number	0000026844
Date	Jan 22, 2020
Instrument	26844

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,180,686 (+2%) Land $1,056,728 Building $123,958
2025	$13,143.00 (+2.05%) Homeowner's exemption	$1,157,536 (+4.04%) Land $1,036,008 Building $121,528
2024	$12,879.00 (+2.96%)
2023	$12,509.00 (+2.61%) Homeowner's exemption	$1,112,589 Land $995,779 Building $116,810
2022	$12,191.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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