Kenton County property record for 421 Caldwell Dr, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 980 sqft · built 1966 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $83,600 (May 2019) |
| Tax Bill | $2,737 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-17-014.00 |
| Primary APN | 004-30-17-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 980 sqft Finished Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 125 ft deep x 54 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 421 CALDWELL DR |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 7TH ADDN LOT 120 |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 7 |
| Legal Lot Number | 120 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 65700 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 532, BURLINGTON, KY 41005-0532 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FORCHT BANK NA |
| Nov 18, 2019 | Grant Deed, Construction Loan · Line of Credit FORCHT BK NA |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| May 9, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on Record |
| Deed Sale | May 9, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2013 · Amount on Record |
| Deed Document Number | 201905 09 059 00200 |
| Deed Book / Page | 6657 / 106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 421 CALDWELL DR, ELSMERE, KY 41018-1914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900019 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 372/940 |
| Instrument | 22052505900019 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | BRANTWOOD, WI 54513 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 20, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 18, 2019 |
| Property Address | 421 CALDWELL DR, ELSMERE, KY 41018-1914 |
| Document Number | 0000000335 |
| Book / Page | 0C6804 / 000263 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 335 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4800 IDLEWILD RD BURLINGTON KY 410058742, BURLINGTON, KY 41005-8742 |
| Document Number | 337 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 0C6804/000271 |
| Instrument | 337 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | 6100 1ST FINANCIAL DR, BURLINGTON, KY 41005-7868 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 17, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 348, |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 0C6804/000347 |
| Instrument | 348 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 17, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 421 CALDWELL DR, ELSMERE, KY 41018-1914 |
| Document Number | 0000000284 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 CALDWELL DR ELSMERE KY 410181914, ELSMERE, KY 41018-1914 |
| Document Number | 0000000284 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 0C6738/000226 |
| Instrument | 284 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 9, 2019 |
| Property Address | 421 CALDWELL DR, ELSMERE, KY 41018-1914 |
| Document Number | 0000000200 |
| Book / Page | 0C6657 / 000106 |
| Instrument Date | May 7, 2019 |
| Instrument | 200 |
| Transaction Type | Foreclosure |
| Record Updated | May 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $83.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 532 BURLINGTON KY 410050532, BURLINGTON, KY 41005-0532 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,737.00 (+1.33%) | $180,200 (-) Land $25,000 Building $155,200 | $180,200 (-) Land $25,000 Building $155,200 |
| 2023 | $2,701.00 | $180,200 Land $25,000 Building $155,200 | $180,200 Land $25,000 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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