421 Buffum Ave NE, Palm Bay, FL 32907 Property Records

Brevard County property record for 421 Buffum Ave NE, Palm Bay, FL 32907

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,178 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Apr 2023)
Tax Bill$4,487 (2025)
Deeds & MortgagesApr 2024 Transfer
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-34-FT-166-7

Property Details

APN / Parcel Number

Primary APN28-37-34-FT-166-7
Alternative APNs
  • 28-37-34-FT-00166.0-0007.00
  • 2845791

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,178 sqft Living Area
Gross Area3,060 sqft
1st Floor Area2,178 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotBay
Garage TypeAttached
Garage Area520 sqft
PorchFlorida Room
Porch Area362 sqft
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2845791
Street Address421 BUFFUM AVE NE
CityPALM BAY
StateFL
Zip32907-2544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 6 LOT 7 BLK 166
Legal Range37E
Legal Township28S
Legal Section34
Legal SubdivisionPORT MALABAR UNIT 6
Legal Block166
Legal Lot Number7
Legal Unit6
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2012
Census Tract65202

Owner

421 Buffum Ave NE is owned and occupied by an individual who acquired it in March 2024.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Intrafamily Transfer, Transfer
Apr 19, 2023Warranty Deed, Transfer · Conventional Mortgage
DYBN FINANCIAL CORP
Mar 8, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2023 · Amount on File
Deed SaleApr 19, 2023 · Amount on File
Deed Document Number202377643
Deed Book / Page9766 / 1815
Last Transfer DateMar 27, 2024
Transfer Doc0100281549
Record UpdatedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateApr 1, 2024
Property Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544
Document Number0100281549
Book / Page10028 / 1549
Map ReferenceMB 14 PG 116-124
Instrument DateMar 27, 2024
Instrument2024065830
Transaction TypeTransfer
Record UpdatedApr 18, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 19, 2023
Property Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544
Document Number0097661815
Book / Page9766 / 1815
Map ReferenceMB 14 PG 116-124
Instrument DateApr 11, 2023
Instrument2023077643
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyPENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1927 VIA JUSTINO, SAN DIMAS, CA 91773-3960

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544

Mortgage

Document Number0097661816
DateApr 19, 2023
Instrument9766/1816
Lender
NameDYBN FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 BUFFUM AVE NE, PALM BAY, FL 32907-2544

Mortgage

Document Number0090430373
DateMar 8, 2021
Book Page9043/373
Instrument2021058378
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueFeb 22, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 421 Buffum Ave NE was $4,487 with a homeowner's exemption, down 7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,170 (-0.55%)$283,170 (-0.55%)
2025$4,487.00 (-6.97%)$284,730$284,730
2024$4,823.00 (+406.09%)
2023$953.00 (+0.42%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$100,510 (+2.99%)$288,670 (+9.09%) Land $33,000 Building $255,670
2022$949.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$97,590$264,620 Land $23,000 Building $241,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Buffum Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims13 (1995–2023)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Sep 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Buffum Ave NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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