421 Brookstown Rd, Richmond, KY 40475 Property Records

Madison County property record for 421 Brookstown Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Lot Size1.59 acres (69,260 sqft)
Owner2 Individual Names on File
Tax Bill$795 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0079-0000-0024

Property Details

APN / Parcel Number

Primary APN0079-0000-0024
Alternative APNs
  • 117190
  • 80272
  • 46578

Exterior

Lot Area69,260 sqft (1.59 acres)

Location & Zoning

Account Number46578
Street Address421 BROOKSTOWN RD
CityRICHMOND
StateKY
Zip40475-9222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1-A2 (1.59 ACRES)
Legal SubdivisionBROOKSTOWN ROA
Legal Tract1
Legal Lot Number1-A2
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group1
Census Block1015
Census Tract10101

Owner

421 Brookstown Rd is owned and occupied by two individuals.

Source: Madison County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address421 BROOKSTOWN RD, RICHMOND, KY 40475-9222
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address421 BROOKSTOWN RD, RICHMOND, KY 40475-9222
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberM01756/764
DateAug 3, 2017
Book PageM01756/764
Instrument2013962584
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 421 Brookstown Rd was $795.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$795.00$84,400$84,400
2023$818.00$84,400$84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Brookstown Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2015–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Brookstown Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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