Somerset County and Franklin Township property record for 421 Breakers Ln, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 3,017 sqft · built 2004 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Company Name on Record |
| Last Sale | $690,000 (Aug 2022) |
| Tax Bill | $12,027 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00507-24-00044 |
| Primary APN | 08-00507-24-00044 |
|---|---|
| Alternative APN |
|
| Building Area | 3,017 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 6,142 sqft (0.141 acres) |
| Street Address | 421 BREAKERS LN |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCV |
| Legal Subdivision | SOMERSET RUN |
| Legal Block | 507 |
| Legal Lot Number | 44 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 54301 |
Source: Somerset County and Franklin Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 421 BREAKERS LN, SOMERSET, NJ 08873-6010 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Prior Sale | May 3, 2004 · Amount on Record |
| Deed Document Number | 202233607 |
| Deed Book / Page | 7461 / 1304 |
| Prior Transfer Date | Aug 13, 2008 |
| Prior Transfer Doc | 0000041885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 2, 2022 |
| Property Address | 421 BREAKERS LN, SOMERSET, NJ 08873-6010 |
| Document Number | 0000033607 |
| Book / Page | 7461 / 1304 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022033607 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,682.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2511 APPLEWOOD DR, FREEHOLD, NJ 07728-3983 |
| Name | Verified Name |
|---|---|
| Address | 421 BREAKERS LN, SOMERSET, NJ 08873-6010 |
| Document Number | 0000033608 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022033608 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,600 (-) Land $297,200 Building $394,400 | $691,600 (-) Land $297,200 Building $394,400 | |
| 2025 | $12,027.00 (+11.94%) | $691,600 (+22.86%) Land $297,200 Building $394,400 | $691,600 (+22.86%) Land $297,200 Building $394,400 |
| 2024 | $10,744.00 (+5.79%) | ||
| 2023 | $562,900 Land $268,700 Building $294,200 | $562,900 Land $268,700 Building $294,200 | |
| 2022 | $10,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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