421 Boulder Rd, Royal, AR 71968 Property Records

Garland County property record for 421 Boulder Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1978
Lot Size	1.58 acres (68,804 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2018)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-19246-000`

Property Details

APN / Parcel Number

Primary APN	`100-19246-000`
Alternative APNs	`1055140.0` `80872`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	68,804 sqft (1.58 acres)
Lot Dimensions	334 ft deep x 206 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	428 sqft
Deck Area	100 sqft
Patio Area	360 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	421 BOULDER RD
City	ROYAL
State	AR
Zip	71968-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAZARN VALLEY ESTS-UNRECORDED) PT SWNW (LOT 39 & PT LOT 40
Legal Range	21W
Legal Township	03S
Legal Section	13
Legal Subdivision	13-3S-21
Legal Lot Number	39,40
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1001
Census Tract	11102

Owner

Source: Garland County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 BOULDER RD, ROYAL, AR 71968-9652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage ARKANSAS FCU
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA
May 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Book / Page	3959 / 120
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0038490162
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	421 BOULDER RD, ROYAL, AR 71968-9652
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044900022
Date	Sep 22, 2022
Book Page	4490/22

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2042

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	421 BOULDER RD, ROYAL, AR 71968-9652
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041310614
Date	Feb 20, 2020
Book Page	4131/614

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	421 BOULDER RD, ROYAL, AR 71968-9652
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042630456
Date	Feb 22, 2021
Book Page	4263/456

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Jun 26, 2018
Property Address	421 BOULDER RD, ROYAL, AR 71968-9652
Document Number	0039590120
Book / Page	003959 / 000120
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 BOULDER RD ROYAL AR 719689652, ROYAL, AR 71968-9652

Mortgage

Document Number	39590123
Date	Jun 26, 2018
Book Page	003959/000123

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	May 26, 2017
Property Address	421 BOULDER RD, ROYAL, AR 71968-9652
Document Number	0038490162
Book / Page	003849 / 000162
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BOULDER RD ROYAL AR 719689652, ROYAL, AR 71968-9652

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+16.53%)	$64,580 (-) Land $17,240 Building $47,340
2023	$1,767.00	$64,580 Land $17,240 Building $47,340	$322,900 Land $86,200 Building $236,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WEHCO Video Fiber · Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: C&W Communications, Verizon.

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