Montgomery County property record for 421 Bluff Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,497 sqft · built 1990 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,036 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 56P C 13.00 |
| Primary APN | 56P C 13.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,497 sqft Living Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 945 sqft |
| Upper Floors Area | 540 sqft |
| Attic | Attic |
| Attic Area | 552 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 144 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 BLUFF DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUBDIVISION: CANDLEWOOD BLOCK: 1 LOT: 32 POOL N/V,CHG SHP TO (2) T-03 |
| Legal Subdivision | CANDLEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 101902 |
421 Bluff Dr is owned and occupied by an individual.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 BLUFF DR, CLARKSVILLE, TN 37043-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 421 Bluff Dr was $2,036, down 28.4% from the year before.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 (-28.44%) | $67,425 (-) | $269,700 (-) Land $51,000 Building $218,700 |
| 2024 | $2,845.00 (+77.48%) | $67,425 (+77.43%) | $269,700 Land $51,000 Building $218,700 |
| 2023 | $1,603.00 | $38,000 (-) | |
| 2022 | $1,603.00 | $38,000 | $152,000 Land $32,500 Building $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Bluff Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 22 (1990–2025) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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