421 Bird Rock Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 421 Bird Rock Ave, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1980
Lot Size	0.123 acres (5,350 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Feb 2024)
Tax Bill	$30,021 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`357-432-22-00`

Property Details

APN / Parcel Number

Primary APN	`357-432-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	5,350 sqft (0.123 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 BIRD ROCK AVE
City	LA JOLLA
State	CA
Zip	92037-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 15 LOT 28 NLY 10 FT MEAS ON ELY & WLY LI LOT 27 & ALL TR 000975
Legal Subdivision	BIRD ROCK
Legal Tract	000975
Legal Block	15
Legal Lot Number	28,27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	8102

Owner

421 Bird Rock Ave is owned by two individuals who bought it in February 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6325 VIA MARIA, LA JOLLA, CA 92037-6543
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 21, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on File
Deed Sale	Feb 26, 2024 · Amount on File
Prior Sale	Jun 9, 2010 · Amount on File
Deed Document Number	202446684
Prior Transfer Date	Sep 25, 2023
Prior Transfer Doc	0000265670
Record Updated	Sep 20, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2024
Property Address	421 BIRD ROCK AVE, LA JOLLA, CA 92037-7545
Document Number	0000046684
Map Reference	MAP 975
Instrument Date	Feb 2, 2024
Instrument	2024-0046684
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6325 VIA MARIA, LA JOLLA, CA 92037-6543

Mortgage

Document Number	0000046685
Date	Feb 26, 2024
Instrument	2024-0046685

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.82%
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2023
Property Address	421 BIRD ROCK AVE, LA JOLLA, CA 92037-7545
Document Number	0000105276
Map Reference	MAP 975
Instrument Date	Apr 21, 2023
Instrument	2023-0105276
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	421 BIRD ROCK AVE, LA JOLLA, CA 92037-7545

Tax Assessment & Valuation

The 2025 property tax bill for 421 Bird Rock Ave was $30,021.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,392,920 (+2%) Land $2,158,830 Building $234,090
2025	$30,021.00	$2,346,000 Land $2,116,500 Building $229,500
2023	$15,399.00 (+2.72%) Homeowner's exemption	$1,253,096 Land $992,556 Building $260,540
2022	$14,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 Bird Rock Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1978–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Bird Rock Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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