Kane County property record for 421 Billings St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,630 sqft · built 1910 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 2021) |
| Tax Bill | $5,718 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-277-005 |
| Primary APN | 06-23-277-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,445 sqft |
| Basement Area | 815 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 421 BILLINGS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YMCA ADDN LOT 12 BLOCK 2 |
| Legal Subdivision | YMCA ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 BILLINGS ST, ELGIN, IL 60123-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 13, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Jan 13, 2021 · Amount on Record |
| Deed Document Number | 202130481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 19, 2021 |
| Property Address | 421 BILLINGS ST, ELGIN, IL 60123-7621 |
| Document Number | 0000030481 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021K030481 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 SOUTH AVE RANDALL RDC286, 902, ST CHARLES, IL 60174-3153 |
| Name | Verified Name |
|---|---|
| Address | 421 BILLINGS ST, ELGIN, IL 60123-7621 |
| Document Number | 0000030482 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021K030482 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2021 |
| Property Address | 421 BILLINGS ST, ELGIN, IL 60123-7621 |
| Document Number | 0000002920 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2920 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 902 S RANDALL RD ST CHARLES IL 601741781, ST CHARLES, IL 60174-1781 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 12, 2021 |
| Property Address | 421 BILLINGS ST, ELGIN, IL 60123-7621 |
| Document Number | 0000002877 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2877 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 129 COMMERCIAL DR #7 YORKVILLE IL 605604731, 7, YORKVILLE, IL 60560-4731 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,718.00 (+4.76%) Homeowner's exemption | $82,961 (+8.57%) Land $15,540 Building $67,421 | $248,983 (+8.57%) Land $46,639 Building $202,344 |
| 2024 | $76,412 (+21.39%) Land $14,313 Building $62,099 | $229,328 (+21.44%) Land $42,956 Building $186,372 | |
| 2022 | $5,458.00 (+15.76%) | $62,946 (+6.96%) Land $11,791 Building $51,155 | $188,838 (+6.96%) Land $35,373 Building $153,465 |
| 2021 | $4,715.00 Homeowner's exemption | $58,850 Land $11,024 Building $47,826 | $176,550 Land $33,072 Building $143,478 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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