421 Bethlehem Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 421 Bethlehem Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	4,060 sqft · built 1998
Lot Size	16.6 acres (724,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,500 (Dec 2015)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51406`

Property Details

APN / Parcel Number

Primary APN	`51406`
Alternative APN	`1309610`

Interior

Stories	1 Story
Building Area	4,060 sqft Finished Area
Basement Area	1,904 sqft
Finished Basement	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	724,664 sqft (16.6 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Deck Area	360 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1309610
Street Address	421 BETHLEHEM RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	16.636 AC RD 2245
Legal Subdivision	BETHLEHEM
Legal Block	1
Legal Lot Number	78
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3001
Census Tract	950601

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2015 · Amount on Record
Deed Sale	Dec 29, 2015 · Amount on Record
Prior Sale	Apr 8, 2015 · Amount on Record
Deed Document Number	201511519
Deed Book / Page	1710 / 2332
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	421 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9529
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017581935
Date	Jan 8, 2018
Book Page	1758/1935

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	421 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9529
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018552745
Date	Oct 28, 2021
Book Page	1855/2745
Instrument	200063442

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	421 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9529
Document Number	0018111266
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 BETHLEHEM RD KINGS MOUNTAIN NC 280869529, KINGS MOUNTAIN, NC 28086-9529

Mortgage

Document Number	0018111266
Date	Apr 21, 2020
Book Page	001811/001266
Instrument	38376

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,691 (-) Land $171,760 Building $301,931	$473,691 (-) Land $171,760 Building $301,931
2025	$3,007.00	$473,691 (+45.8%) Land $171,760 Building $301,931	$473,691 (+45.8%) Land $171,760 Building $301,931
2023		$324,901 Land $95,543 Building $229,358	$324,901 Land $95,543 Building $229,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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