Worcester County property record for 421 Bering Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 7,038 sqft · built 2014 |
| Lot Size | 0.263 acres (11,446 sqft) |
| Owner | Trust Name on File |
| Last Sale | $365,000 (Jan 1997) |
| Tax Bill | $38,727 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 10-105412 |
| Primary APN | 10-105412 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,038 sqft Total Area |
| Utility Area | 129 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 11,446 sqft (0.263 acres) |
| Lot Dimensions | 97 ft deep x 118 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 836 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 177 sqft |
| Deck Area | 1,051 sqft |
| Patio Area | 1,356 sqft |
| Boat Access | Boat Access |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 105412 |
|---|---|
| Street Address | 421 BERING RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 13 & 14 BLK E S SIDE BERING RD PL OCEANBAY CITY |
| Legal Subdivision | OCEANBAY CITY |
| Legal Block | E |
| Legal Lot Number | 13,14 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 950100 |
421 Bering Rd is held in a trust since January 1997.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3200 S OCEAN BLVD, 101, HIGHLAND BEACH, FL 33487-2604 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 1997 · Amount on File |
| Deed Sale | Jan 15, 1997 · Amount on File |
| Deed Document Number | 1997304462 |
| Deed Book / Page | 2350 / 106 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 421 Bering Rd was $38,727, up 14.7% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,727.00 (+14.65%) | $2,857,000 Land $569,600 Building $2,287,400 | $2,857,000 Land $569,600 Building $2,287,400 |
| 2025 | $33,777.00 | ||
| 2023 | $24,056.00 Homeowner's exemption | $1,706,600 Land $569,600 Building $1,137,000 | $1,706,600 Land $569,600 Building $1,137,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Bering Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 474 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,385 units insured incl. 2,911 condo units |
| Nearby Flood Claims | 223 (1978–2021) |
| Claims Outside the SFHA | 20 of 223 |
| Most Recent Claim | Apr 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 Bering Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Eastern Shore Communications Fixed Wireless | 100 / 25 |
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