421 Belmar Cir, Glencoe (Gadsden), AL 35905 Property Records

Etowah County property record for 421 Belmar Cir, Glencoe, AL 35905

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,825 sqft · built 1972
Lot Size	0.29 acres (12,800 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2017)
Tax Bill	$593 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-20-2-000-149.000`

Property Details

APN / Parcel Number

Primary APN	`14-04-20-2-000-149.000`
Alternative APNs	`257276` `26871`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,825 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,800 sqft (0.29 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	257276
Street Address	421 BELMAR CIR
City	GADSDEN
State	AL
Zip	35905-1180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 10 BELMAR EST PLAT G-193 GLENCOE 20-12-7 1163-107,1377-755,D-2008-3300845,D-2017-3451481(ROS), D-2021-3529118(ROS)
Legal Range	7E
Legal Township	12S
Legal Section	20
Legal Subdivision	BELMAR EST
Legal Lot Number	10
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3007
Census Tract	10505

Owner

421 Belmar Cir is owned and occupied by two individuals who bought it in June 2017.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 BELMAR CIR, GADSDEN, AL 35905-1180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Deed Document Number	20173451481
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jun 2, 2017
Property Address	421 BELMAR CIR, GLENCOE, AL 35905-1180
Document Number	3451481
Instrument Date	Jun 1, 2017
Instrument	3451481
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 E HAVEN DR, 712, GLENCOE, AL 35905-8828

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	421 BELMAR CIR, GLENCOE, AL 35905-1180

Mortgage

Document Number	3451482
Date	Jun 2, 2017
Instrument	3451482

Lender

Name	FAMILY SAVINGS CREDIT UNION
Type	Non-Lending Institution
Address	RAINBOW CITY, AL 35906

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 421 Belmar Cir was $593 with a homeowner's exemption, down 7.9% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Glencoe City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$593.00 (-7.92%) Homeowner's exemption
2025	$644.00 Homeowner's exemption	$16,920 Land $1,760 Building $15,160	$169,100 Land $17,600 Building $151,500
2023	$634.00 (+12.41%) Homeowner's exemption	$16,670 (+11.43%) Land $1,760 Building $14,910	$166,700 (+11.43%) Land $17,600 Building $149,100
2022	$564.00 Homeowner's exemption	$14,960 Land $1,760 Building $13,200	$149,600 Land $17,600 Building $132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Belmar Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Belmar Cir is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20