421 Bellbrook Ave, Xenia, OH 45385 Property Records

Greene County property record for 421 Bellbrook Ave, Xenia, OH 45385

Property Summary

Property TypeCommercial
Details4,800 sqft · built 1975
Lot Size0.468 acres (20,386 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (May 2018)
Tax Bill$3,141 (2025)
Deeds & MortgagesMar 2019 Line of Credit
May 2018 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNM40-0001-0016.0-0037.00

Property Details

APN / Parcel Number

Primary APNM40-0001-0016.0-0037.00

Interior

Building Area4,800 sqft Total Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area20,386 sqft (0.468 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 BELLBROOK AVE
CityXENIA
StateOH
Zip45385-3639
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMS 2241 & 2243 S SIDE BELLBROOK AV
Legal SubdivisionBELLBROOK
JurisdictionGREENE OH
Township / Civil DivisionXENIA
Census Block Group2
Census Block2020
Census Tract240302

Owner

Source: Greene County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 292502, DAYTON, OH 45429-0502
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2019Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS NAT'L BK
May 3, 2018Warranty Deed, Transfer · Line of Credit
FARMERS & MERCHANTS NAT'L BK
Apr 20, 2018Warranty Deed, Transfer · Line of Credit
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2018 · Amount on Record
Deed SaleMay 3, 2018 · Amount on Record
Prior SaleAug 1, 2005 · Amount on Record
Deed Document Number20186763
Prior Transfer DateSep 18, 2002
Prior Transfer Doc0000042729
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address421 BELLBROOK AVE, XENIA, OH 45385-3639
Document Number0000003882
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 292502 KETTERING OH 454290502, KETTERING, OH 45429-0502

Mortgage

Document Number0000003882
DateMar 22, 2019
Instrument3882
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateMay 3, 2018
Property Address421 BELLBROOK AVE, XENIA, OH 45385-3639
Document Number0000006763
Instrument DateApr 27, 2018
Instrument6763
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 292502 KETTERING OH 454290502, KETTERING, OH 45429-0502

Mortgage

Document Number6764
DateMay 3, 2018
Instrument6764
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressMIAMISBURGH, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateApr 20, 2018
Property Address421 BELLBROOK AVE, XENIA, OH 45385-3639
Document Number0000006009
Instrument DateApr 12, 2018
Instrument6009
Transaction TypeTransfer
Record UpdatedApr 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2740 LOWER BELLBROOK RD SPRING VALLEY OH 453708812, SPRING VALLEY, OH 45370-8812

Mortgage

Document Number6010
DateApr 20, 2018
Instrument6010
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
MunicipalityXenia City
Unified School DistrictXenia Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,141.00 (+1.75%)$58,040 (-) Land $21,410 Building $36,630
2024$3,087.00 (+1.08%)$58,040 (-) Land $21,410 Building $36,630
2023$3,054.00 (-12.69%)$58,040 (+5.3%) Land $21,410 Building $36,630$165,810 (+5.3%) Land $61,160 Building $104,650
2022$3,498.00$55,120 Land $21,410 Building $33,710
2020$157,460 Land $61,160 Building $96,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–1989)
Most Recent ClaimMay 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA CITY PWS
serves 29,000 people · EPA ID OH2902812
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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