Hawkins County property record for 421 Bay St, Mount Carmel, TN 37645
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,100 sqft · built 1945 |
| Lot Size | 150 acres (6,534,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Feb 2008) |
| Tax Bill | $454 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022J-G-026.00 |
| Primary APN | 022J-G-026.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,534,000 sqft (150 acres) |
| Lot Dimensions | 160 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 BAY ST |
|---|---|
| City | MOUNT CARMEL |
| State | TN |
| Zip | 37645-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTRIDGE PB: 1 PG: 402 BLK: 3 LOT: 15 ALSO LOTS 16 & 17 150 X 160 |
| Legal Subdivision | WESTRIDGE |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | HAWKINS TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50601 |
421 Bay St is owned and occupied by an individual who bought it in February 2008.
Source: Hawkins County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 BAY ST, MOUNT CARMEL, TN 37645-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2008 · Amount on File |
| Deed Sale | Feb 26, 2008 · Amount on File |
| Prior Sale | Mar 23, 2006 · Amount on File |
| Deed Book / Page | 898 / 831 |
| Transfer Doc | 0779000021 |
| Record Updated | Oct 29, 2026 |
Source: Hawkins County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hawkins County |
| Municipality | Mount Carmel Town |
| Unified School District | Hawkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,575 Land $7,400 Building $21,175 | $114,300 Land $29,600 Building $84,700 | |
| 2024 | $454.00 | ||
| 2023 | $28,575 Land $7,400 Building $21,175 | ||
| 2021 | $114,300 Land $29,600 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 Bay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 Bay St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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