Henderson County property record for 421 Bane Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 650 sqft · built 1940 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $44,000 (Dec 2022) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9519517074 |
| Primary APN | 9519517074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 650 sqft Heated Area |
| 1st Floor Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Porch | Slab |
| Porch Area | 276 sqft |
| Deck Area | 48 sqft |
| Cooling System | None |
|---|
| Account Number | 800638 |
|---|---|
| Street Address | 421 BANE RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-7769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 800638~R2R |
| Legal Description | SR1500 ON BRYSON CREEK RD |
| Legal Subdivision | BRYSON CREEK |
| Legal Block | 51 |
| Legal Lot Number | 7074 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 930703 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8253 BOYLSTON HWY, MILLS RIVER, NC 28759-8633 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Deed Document Number | 2022991207 |
| Deed Book / Page | 3997 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 19, 2022 |
| Property Address | 421 BANE RD, MILLS RIVER, NC 28759 |
| Document Number | 0039970028 |
| Book / Page | 3997 / 28 |
| Map Reference | MB 716 PG 393 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 991207 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 CRIMSON LN, HENDERSONVILLE, NC 28792-8713 |
| Name | Verified Name |
|---|---|
| Address | 421 BANE RD, MILLS RIVER, NC 28759 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,500 (-2.13%) Land $73,500 | ||
| 2025 | $401.00 | ||
| 2023 | $75,100 Land $73,500 Building $1,600 | $73,500 Land $73,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2019–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACONY BELL COMMUNITY private · serves 82 people · EPA ID NC1045041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Comporium, T-Mobile.
5G (outdoors only) and 4G LTE
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