421 Babe Dr, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 421 Babe Dr, Fairdale, KY 40118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1999
Lot Size	0.206 acres (9,004 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2023)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24288700780000`

Property Details

APN / Parcel Number

Primary APN	`24288700780000`
Alternative APNs	`288700780000` `00262136`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Finished Area
Basement Area	1,302 sqft
Finished Basement	900 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,004 sqft (0.206 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00262136
Street Address	421 BABE DR
City	FAIRDALE
State	KY
Zip	40118-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 78 HOLLY HILLS SUB SEC 2 PB. 42 PG. 40, 0.2067 AC+-
Legal Subdivision	HOLLY HILLS
Legal Lot Number	78
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	2
Census Block	2022
Census Tract	12005

Owner

421 Babe Dr is owned and occupied by an individual who bought it in December 2023.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	421 BABE DR, FAIRDALE, KY 40118-9029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	May 27, 2010 · Amount on File
Deed Document Number	10068343
Deed Book / Page	12757 / 825
Record Updated	Jun 8, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 29, 2023
Property Address	421 BABE DR, FAIRDALE, KY 40118-9029
Document Number	0000254947
Book / Page	D 12757 / 825
Map Reference	MB 42 PG 40
Instrument Date	Dec 27, 2023
Instrument	2023254947
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	685 MACEDONIA DR, PUNTA GORDA, FL 33950-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	421 BABE DR, FAIRDALE, KY 40118-9029

Mortgage

Document Number	0000254948
Date	Dec 29, 2023
Instrument	2023254948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 421 Babe Dr was $2,602.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00	$250,000 Land $20,000 Building $230,000
2024			$250,000 (+21.93%) Land $20,000 Building $230,000
2023	$1,742.00 (-3.92%) Homeowner's exemption	$205,030 (-) Land $20,000 Building $185,030	$205,030 (-) Land $20,000 Building $185,030
2022	$1,813.00 Homeowner's exemption	$205,030 Land $20,000 Building $185,030	$205,030 Land $20,000 Building $185,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Babe Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	18 (2015–2026)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 14 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Babe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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