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421 Ave J SE, Winter Haven, FL 33880 Property Records

Polk County property record for 421 Ave J SE, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 1952
Lot Size0.153 acres (6,652 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Sep 2018)
Tax Bill$555 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-28-28-612500-002200

Property Details

APN / Parcel Number

Primary APN26-28-28-612500-002200
Alternative APNs
  • 282826612500002200
  • 82826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,526 sqft Living Area
1st Floor Area1,526 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,652 sqft (0.153 acres)
Lot Dimensions133 ft deep x 50 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address421 AVENUE J SE
CityWINTER HAVEN
StateFL
Zip33880-3780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionPINE CREST HEIGHTS PB 13 PG 31 LOT 20 BLK B LESS N 7 FT
Legal Range26E
Legal Township28S
Legal Section28
Legal SubdivisionPINE CREST HEIGHTS
Legal Tract612500
Legal BlockB
Legal Lot Number20
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2037
Census Tract13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 AVENUE J SE, WINTER HAVEN, FL 33880-3780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2018 · Amount on Record
Deed SaleSep 5, 2018 · Amount on Record
Prior SaleMay 25, 2016 · Amount on Record
Deed Document Number2018188187
Deed Book / Page10602 / 283
Record UpdatedOct 29, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address421 AVENUE J SE, WINTER HAVEN, FL 33880-3780
Document Number0104830909
Instrument DateApr 1, 2018
Transaction TypeMortgage
Record UpdatedJun 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 AVENUE J SE WINTER HAVEN FL 338803780, WINTER HAVEN, FL 33880-3780

Mortgage

Document Number0104830909
DateMay 11, 2018
Book Page010483/000909
Instrument102086
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,910 (+2.7%)$158,590 (-1.38%) Land $23,278 Building $135,312
2025$555.00 (+2.21%) Homeowner's exemption$65,151 (+5.99%)$160,812 (-1.74%) Land $23,278 Building $137,534
2023$543.00 (+0.74%) Homeowner's exemption$61,471 (+3%)$163,664 (+14.86%) Land $19,953 Building $143,711
2022$539.00 Homeowner's exemption$59,681$142,490 Land $16,627 Building $125,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Frontier, Verizon.

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