421 Atlantic St, Keyport, NJ 07735 Property Records

Monmouth County and Keyport Borough property record for 421 Atlantic St, Keyport, NJ 07735

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1964
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Oct 2012)
Tax Bill	$6,554 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-00107-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`24-00107-0000-00010`
Alternative APN	`240010700010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	421 ATLANTIC ST
City	KEYPORT
State	NJ
Zip	07735-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	KEYPORT
Legal Block	107
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	KEYPORT
Census Block Group	3
Census Block	3017
Census Tract	801900

Owner

Source: Monmouth County and Keyport Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit COUNTY FEDERAL CREDIT UNION
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 9, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Aug 8, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2012 · Amount on Record
Deed Sale	Oct 15, 2012 · Amount on Record
Prior Sale	Mar 9, 2004 · Amount on Record
Deed Document Number	2012110032
Deed Book / Page	8976 / 1623
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	May 4, 2026
Property Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006
Document Number	0000036311
Book / Page	9791 / 7128
Instrument Date	Apr 24, 2026
Instrument	202636311
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006

Mortgage

Document Number	0000036311,
Date	May 4, 2026
Book Page	9791/7128
Instrument	202636311

Lender

Name	COUNTY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006

Mortgage

Document Number	0095646003
Date	Dec 13, 2021
Book Page	9564/6003
Instrument	2021177514

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006
Document Number	0000106339
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ATLANTIC ST KEYPORT NJ 077352006, KEYPORT, NJ 07735-2006

Mortgage

Document Number	0000106339
Date	Nov 13, 2019
Book Page	009378/007553
Instrument	106339

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Interest

Rate	4%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	421 ATLANTIC ST, KEYPORT, NJ 07735-2006
Document Number	0000092778
Book / Page	009249 / 007695
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ATLANTIC ST KEYPORT NJ 077352006, KEYPORT, NJ 07735-2006

Mortgage

Document Number	0000092778
Date	Sep 21, 2017
Book Page	009249/007695
Instrument	92778

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SD 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Keyport Borough
Unified School District	Keyport Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 (+7.45%) Land $183,600 Building $169,900	$353,500 (+7.45%) Land $183,600 Building $169,900
2025	$6,554.00 (+5.83%)	$329,000 (+18.6%) Land $167,100 Building $161,900	$329,000 (+18.6%) Land $167,100 Building $161,900
2024	$6,193.00 (+7.26%)
2023		$277,400 Land $132,100 Building $145,300	$277,400 Land $132,100 Building $145,300
2022	$5,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1988–2026)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001
Water Source	Purchased surface water from NJ AMERICAN WATER - SHORELANDS
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Optimum.

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