421 Aspen Ln, Duluth, MN 55804 Property Records

St. Louis County property record for 421 Aspen Ln, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage1,456 sqft Gross Area
Lot Size14,026 sqft (0.322 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2023)
Tax Bill$4,458.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-2223-00080
Alternative APNs
  • 1164115
  • 870106

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,456 sqft Gross Area
1st Floor1,456 sqft 1st Floor
Basement Area1,092 sqft Basement
Finished Basement1,092 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1995
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area14,026 sqft (0.322 acres)
Garage Area528 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area66 sqft Deck
Porch Area36 sqft Porch
SaunaSauna
Storage Building80 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1164115
Street Address421 ASPEN LN
CityDULUTH
StateMN
Zip55804-1707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0008 BLOCK:000 SERIAL #
Legal SubdivisionHILDINGS FIRST DIV DULUTH
Legal Lot Number8
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1003
Census Tract700

Owner

Source: St. Louis County records · APN 010-2223-00080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 ASPEN LN, DULUTH, MN 55804-1707
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Feb 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Prior SaleAug 05, 2008 · Amount on Record
Deed Doc Number20231075471
Record RefreshedSep 20, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateDec 20, 2023
Property Address421 ASPEN LN, DULUTH, MN 55804-1707
Document Number0001075471
Instrument DateNov 27, 2023
Instrument1075471
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address407 CAVE LN, SAN ANTONIO, TX 78209-2340

Mortgage

Document Number0001075472
DateDec 20, 2023
Instrument1075472
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateDec 01, 2026
Change Frequency3 Years
Min Rate At Change3.5%
Max Rate At Change7.5%
Index3-Year TN
Max Rate10.5%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address421 ASPEN LN, DULUTH, MN 55804-1707
Transaction TypeMortgage
Record UpdatedMay 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ASPEN LN, DULUTH, MN 55804-1707

Mortgage

Document Number0001066008
DateFeb 10, 2023
Instrument1066008
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address421 ASPEN LN, DULUTH, MN 55804-1707
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001052903
DateFeb 01, 2022
Instrument1052903
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address421 ASPEN LN, DULUTH, MN 55804-1707
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001042874
DateJun 29, 2021
Instrument1042874
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,458.00 (+5.44%) Homeowner's exemption
2025$4,228.00 (-27.63%) Homeowner's exemption$487,000 (+6.38%) Land $69,400 Building $417,600$487,000 (+6.38%) Land $69,400 Building $417,600
2024$457,800 (+17.02%) Land $64,700 Building $393,100$457,800 (+17.02%) Land $64,700 Building $393,100
2023$5,842.00 Homeowner's exemption
2022$391,200 Land $45,100 Building $346,100$391,200 Land $45,100 Building $346,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Aspen Ln

Nearby Streets

Search Property Records by Address or Parcel Number