421 Ash Ave NW, Saint Michael, MN 55376 Property Records

Wright County property record for 421 Ash Ave NW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,683 sqft · built 1993
Lot Size	0.436 acres (19,004 sqft)
Owner	2 Individual Names on File
Last Sale	$58,800 (Aug 1999)
Tax Bill	$4,648 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-062-005050`

Property Details

APN / Parcel Number

Primary APN	`114-062-005050`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,683 sqft Living Area
1st Floor Area	1,155 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,004 sqft (0.436 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	224 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 ASH AVE NW
City	SAINT MICHAEL
State	MN
Zip	55376-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 CREEK RIDGE LOT-005 BLOCK-005
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	CREEK RIDGE
Legal Block	5
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2026
Census Tract	100803

Owner

421 Ash Ave NW is owned and occupied by two individuals who bought it in August 1999.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 ASH AVE NW, SAINT MICHAEL, MN 55376-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 12, 2021	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 1999 · Amount on File
Deed Sale	Aug 23, 1999 · Amount on File
Deed Document Number	199965492
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	421 ASH AVE NW, SAINT MICHAEL, MN 55376-1013
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1591813
Date	Dec 15, 2025
Instrument	A1591813

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	SAINT MICHAEL, MN 55376

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	421 ASH AVE NW, SAINT MICHAEL, MN 55376-1013
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001469978
Date	May 12, 2021
Instrument	1469978

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	421 ASH AVE NW, SAINT MICHAEL, MN 55376-1013
Document Number	0001344296
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	CREDIT UNION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 ASH AVE NW ST MICHAEL MN 553761013, ST MICHAEL, MN 55376-1013

Mortgage

Document Number	0001344296
Date	May 30, 2017
Instrument	1344296

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 29, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 421 Ash Ave NW was $4,648.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,648.00	$406,600 (+1.07%) Land $105,000 Building $301,600	$406,600 (+1.07%) Land $105,000 Building $301,600
2025		$402,300 Land $107,000 Building $295,300	$402,300 Land $107,000 Building $295,300
2023	$4,200.00 (+5.58%)	$404,700 Land $105,900 Building $298,800	$404,700 Land $105,900 Building $298,800
2022	$3,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Ash Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Ash Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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