421 Arleta Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 421 Arleta Ave, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1925
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Sep 2017)
Tax Bill	$11,845 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`277-07-044`

Property Details

APN / Parcel Number

Primary APN	`277-07-044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	192 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	421 ARLETA AVE
City	SAN JOSE
State	CA
Zip	95128-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-N2
Legal Description	BLOCK 11 LOT 19
Legal Subdivision	ROSE LAWN
Legal Block	11
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4027
Census Tract	502001

Owner

421 Arleta Ave is owned and occupied by an individual who bought it in September 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 12, 2017	Grant Deed, Transfer · ARM EXCEL MORGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	201723750996
Prior Transfer Date	Jan 22, 1996
Prior Transfer Doc	0013171869
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204

Mortgage

Document Number	0025040236
Date	Jul 26, 2021
Instrument	25040236

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 9, 2021
Property Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204
Document Number	0024913569
Map Reference	MB K PG 13
Instrument Date	Mar 19, 2021
Instrument	24913569
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204

Mortgage

Document Number	0024913570
Date	Apr 9, 2021
Instrument	24913570

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 12, 2017
Property Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204
Document Number	0023750996
Map Reference	MAP K PG13
Instrument Date	Aug 25, 2017
Instrument	23750996
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ARLETA AVE, SAN JOSE, CA 95128-2204

Mortgage

Document Number	0023750997
Date	Sep 12, 2017
Instrument	23750997

Lender

Name	EXCEL MORGAGE SERVICES
Type	Mortgage Company
Address	PLEASANTON, CA 94588

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 421 Arleta Ave was $11,845 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Luther Burbank Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$900,698 (+9.19%) Land $713,757 Building $186,941
2025	$11,845.00 Homeowner's exemption	$824,920 Land $699,762 Building $125,158
2023	$11,246.00 (+0.2%) Homeowner's exemption	$792,890 Land $672,591 Building $120,299
2022	$11,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 Arleta Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 Arleta Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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