421 Arctic St, Buchanan, MI 49107 Property Records

Berrien County property record for 421 Arctic St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1955
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$41,000 (Jan 2018)
Tax Bill	$885 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-2000-0193-00-4`

Property Details

APN / Parcel Number

Primary APN	`58-2000-0193-00-4`
Alternative APN	`11-58-2000-0193-00-4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	140 ft deep x 62 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 ARCTIC ST
City	BUCHANAN
State	MI
Zip	49107-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	THE E 37.5' OF LOT 25 & THE W1/2 OF LOT 26 BLK 8 ENGLISH & HOLMES ADD TO CITY OF BUCHANAN INCL S1/2 OF VAC ALLEY N OF SD LAND
Legal Subdivision	ENGLISH & HOLMES ADD
Legal Block	8
Legal Lot Number	25-26
Legal Unit	25,26
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2004
Census Tract	20200

Owner

Source: Berrien County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 ARCTIC ST, BUCHANAN, MI 49107-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 30, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Book / Page	3195 / 3364
Prior Transfer Date	Oct 21, 2003
Prior Transfer Doc	2459001275
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 22, 2018
Property Address	421 ARCTIC ST, BUCHANAN, MI 49107-1415
Document Number	03195/1757
Book / Page	3195 / 1757
Map Reference	LB3 PG41
Instrument Date	Jan 18, 2018
Instrument	3195-1757
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ARCTIC ST, BUCHANAN, MI 49107-1415

Mortgage

Document Number	0031951760
Date	Jan 22, 2018
Instrument	3195-1760

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 30, 2018
Property Address	421 ARCTIC ST, BUCHANAN, MI 49107-1415
Document Number	03195/3364
Book / Page	3195 / 3364
Map Reference	LB3 PG41
Instrument Date	Jan 18, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ARCTIC ST, BUCHANAN, MI 49107-1415

Mortgage

Document Number	0031953367
Date	Jan 30, 2018
Instrument	3195/3367

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,900 (+61.66%)	$81,800 (+61.66%)
2025	$885.00 (+7.53%)
2023		$25,300	$50,600
2022	$823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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