421 Arbor St, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 421 Arbor St, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,469 sqft · built 1976
Lot Size	0.918 acres (39,988 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2018)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1620890001300000`

Property Details

APN / Parcel Number

Primary APN	`1620890001300000`
Alternative APNs	`LUNE M:089.0 B:0013 L:0000.0` `M:00074 L:00652 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
Gross Area	3,644 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1620890001300000
Street Address	421 ARBOR ST
City	LUNENBURG
State	MA
Zip	01462-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LEONARD A LEMOINE
Legal Block	13
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	2
Census Block	2007
Census Tract	712102

Owner

Source: Worcester County and Lunenburg Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 ARBOR ST, LUNENBURG, MA 01462-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage ROCKLAND TRUST CO
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Sep 28, 2018	Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Nov 18, 1998 · Amount on Record
Deed Book / Page	9177 / 233
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	421 ARBOR ST, LUNENBURG, MA 01462-1456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011172-70
Date	Mar 12, 2026
Book Page	11172/70
Instrument	3068

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	421 ARBOR ST, LUNENBURG, MA 01462-1456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009949-136
Date	Apr 20, 2021
Book Page	9949/136
Instrument	8163

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Sep 28, 2018
Property Address	421 ARBOR ST, LUNENBURG, MA 01462-1456
Document Number	9177-233
Book / Page	9177 / 233
Instrument	17129
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	91770235
Date	Sep 28, 2018
Instrument	09177/0235

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00 (+4.15%)	$454,900 (+2.27%) Land $140,000 Building $314,900	$500,460 (+1.31%)
2024	$6,272.00 (-0.02%)	$444,800 (+3.66%) Land $132,000 Building $312,800	$494,000
2023	$6,273.00	$429,100 Land $120,000 Building $309,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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