421 Annie Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 421 Annie Dr, Watsonville, CA 95076

Property Summary

Property Type	Government / Public Use
Details	3 bd · 2 ba · 2,435 sqft · built 2025
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2025)
Tax Bill	$375 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-741-08`

Property Details

APN / Parcel Number

Primary APN	`018-741-08`
Alternative APN	`018-741-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,435 sqft Gross Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Garage Type	Attached
Garage Area	530 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 ANNIE DR
City	WATSONVILLE
State	CA
Zip	95076-6718
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Legal Subdivision	HILLCREST STAGE 1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3003
Census Tract	110402

Owner

421 Annie Dr, a public works property, is owned by two individuals who bought it in August 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 ANNIE DR, WATSONVILLE, CA 95076-6718
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Construction Mortgage CONSTRUCTION LOAN SERVICES LLC
	Deed of Trust, Mortgage FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Aug 15, 2025	Grant Deed, Transfer · Conventional Mortgage ML MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Deed Document Number	202517154
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	421 ANNIE DR, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006891
Date	Apr 15, 2024
Instrument	2024-0006891

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Construction Mortgage
Amount	Amount on Record

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	421 ANNIE DR, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ANNIE DRIVE, CORRALITOS, CA 95076

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 15, 2025
Property Address	421 ANNIE DR, WATSONVILLE, CA 95076
Document Number	0000017154
Map Reference	MB 136 PG 20
Instrument Date	Jul 30, 2025
Instrument	2025-0017154
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 ANNIE DRIVE, WATSONVILLE, CA 95076

Mortgage

Document Number	0000017155
Date	Aug 15, 2025
Instrument	2025-0017155

Lender

Name	ML MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 421 Annie Dr was $375.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,868 (+1,592.64%) Land $174,934 Building $174,934
2025	$375.00	$20,670 Land $20,670
2023	$336.00	$19,868 Land $19,868

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Annie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Annie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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