Contra Costa County property record for 421 Albemarle St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,174 sqft · built 1940 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Nov 2010) |
| Tax Bill | $9,541 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-102-006-5 |
| Primary APN | 504-102-006-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 226 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 421 ALBEMARLE ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HENDERSON TAPSCOTT LOTS 33 & 34 BLK 27 |
| Legal Subdivision | HENDERSON TAPSCOTT 01 |
| Legal Block | 27 |
| Legal Lot Number | 33,34 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 389100 |
421 Albemarle St is owned and occupied by two individuals who bought it in November 2010.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 ALBEMARLE ST, EL CERRITO, CA 94530-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 3, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2010 · Amount on File |
| Deed Sale | Nov 19, 2010 · Amount on File |
| Prior Sale | Dec 15, 2000 · Amount on File |
| Deed Document Number | 2010261507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 421 ALBEMARLE ST, EL CERRITO, CA 94530-3724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000038654 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 2017-038654 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 421 ALBEMARLE ST, EL CERRITO, CA 94530-3724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 421 ALBEMARLE ST, EL CERRITO, CA 94530-3724 |
| Document Number | 0000293332 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-293332 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 421 Albemarle St was $9,541 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $672,990 (+2%) Land $476,977 Building $196,013 | |
| 2025 | $9,541.00 Homeowner's exemption | $659,795 Land $467,625 Building $192,170 |
| 2023 | $9,155.00 (+1.55%) Homeowner's exemption | $634,175 Land $449,467 Building $184,708 |
| 2022 | $9,015.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 421 Albemarle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 Albemarle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 900 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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