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  5. Albemarle Rd

421 Albemarle Rd, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 421 Albemarle Rd, Cedarhurst, NY 11516

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,671 sqft · built 1927
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Jan 1997)
Tax Bill$12,827 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN39-334-00-0013

Property Details

APN / Parcel Number

Primary APN39-334-00-0013
Alternative APNs
  • 2003-39-334-00-0013-0
  • 39334000013000000000
  • 282003 39.-334-13
  • 39334 00130

Interior

Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,671 sqft Living Area
Gross Area2,801 sqft
1st Floor Area1,259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions105 ft deep x 100 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchEnclosed Concrete/Masonry Porch
Porch Area178 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39334 00130
Street Address421 ALBEMARLE RD
CityCEDARHURST
StateNY
Zip11516-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-17
Legal Block334
Legal Lot Number13-17
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1020
Census Tract411200

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address421 ALBEMARLE RD, CEDARHURST, NY 11516-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FM HOME LOANS LLC
Sep 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
FM HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 1997 · Amount on Record
Deed SaleJan 15, 1997 · Amount on Record
Deed Book / Page10737 / 545
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address421 ALBEMARLE RD, CEDARHURST, NY 11516-1201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0443740973
DateJul 15, 2020
Book Page44374/973
Instrument2020-062376
Lender
NameFM HOME LOANS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address421 ALBEMARLE RD, CEDARHURST, NY 11516-1201
Document Number0430790564
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ALBEMARLE RD CEDARHURST NY 115161201, CEDARHURST, NY 11516-1201

Mortgage

Document Number0430790564
DateSep 28, 2018
Book Page043079/000564
Instrument87626
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 27, 2033

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityCedarhurst Village
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$913 (-) Land $406 Building $507$913,000 (-)
2025$12,827.00 (-1.15%)
2023$12,976.00 Additional exemption filed$913 Land $406 Building $507$913,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims249 (1979–2023)
Claims Outside the SFHA71 of 249
Most Recent ClaimOct 2023 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 157 claims
  • Hurricane Irene, Aug 2011 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

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