Jessamine County property record for 421 Akers Dr, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,680 sqft |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (May 2025) |
| Tax Bill | $2,571 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-10-02-008.00 |
| Primary APN | 024-10-02-008.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Concrete |
| Lot Area | 16,814 sqft (0.386 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|
| Street Address | 421 AKERS DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16 |
| Legal Subdivision | TALBOTT |
| Legal Lot Number | 16 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60402 |
Source: Jessamine County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 FARMBROOK CIR, FRANKFORT, KY 40601-8884 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STONE MORTGAGE CORPORATION |
| May 21, 2025 | Deed, Transfer · Line of Credit CF BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2007 · Amount on Record |
| Deed Document Number | 2025536175 |
| Deed Book / Page | 886 / 444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | May 18, 2026 |
| Property Address | 421 AKERS DR, WILMORE, KY 40390-1054 |
| Document Number | 0000569673 |
| Book / Page | 1641 / 568 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026569673 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 606 CRUDENT RD, FORT MILL, SC 29708-6000 |
| Document Number | 0000569673, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1641/568 |
| Instrument | 2026569673 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | May 21, 2025 |
| Property Address | 421 AKERS DR, WILMORE, KY 40390-1054 |
| Document Number | 0000536175 |
| Book / Page | D886 / 444 |
| Map Reference | CAB 5 SL 171 |
| Instrument Date | May 16, 2025 |
| Instrument | 536175 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 AKERS DR, WILMORE, KY 40390-1054 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 AKERS DR, WILMORE, KY 40390-1054 |
| Mail Care Of | ZACHARY R WELCH AND VICTORIA KRISTINE |
| Document Number | 0000536178 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 536178 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 421 AKERS DR, WILMORE, KY 40390-1054 |
| Document Number | 0000383915 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 AKERS DR WILMORE KY 403901054, WILMORE, KY 40390-1054 |
| Document Number | 0000383915 |
|---|---|
| Date | Jan 11, 2020 |
| Book Page | 001387/000268 |
| Instrument | 383915 |
| Name | MEMBERS HERITAGE CU |
|---|---|
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,571.00 (-1.42%) | $245,600 (-) Land $37,800 Building $207,800 | $245,600 (-) Land $37,800 Building $207,800 |
| 2023 | $2,608.00 | $245,600 Land $37,800 Building $207,800 | $245,600 Land $37,800 Building $207,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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