Cape May County and Stone Harbor Borough property record for 421 98th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 1,286 sqft · built 2023 |
| Lot Size | 0.116 acres (5,036 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $12,966 (2024) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00098-04-00132 |
| Primary APN | 10-00098-04-00132 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,286 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 5,036 sqft (0.116 acres) |
| Lot Dimensions | 138 ft deep x 37 ft wide |
| Street Address | 421 98TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Subdivision | STONE HARBOR PLAN D-3 |
| Legal Block | 98.4 |
| Legal Lot Number | 132 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 20901 |
421 98th St is held in a trust since July 2021.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1175 MOCKINGBIRD LN, THE VILLAGES, FL 32163-2268 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0000035347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 27, 2021 |
| Property Address | 421 98TH ST, STONE HARBOR, NJ 08247-1325 |
| Document Number | 0000035347 |
| Book / Page | 4000 / 462 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021035347 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1175 MOCKINGBIRD LN, THE VILLAGES, FL 32163-2268 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,733,500 (-) Land $727,600 Building $1,005,900 | $1,733,500 (-) Land $727,600 Building $1,005,900 | |
| 2025 | $1,733,500 Land $727,600 Building $1,005,900 | $1,733,500 Land $727,600 Building $1,005,900 | |
| 2024 | $12,966.00 | ||
| 2023 | $727,600 Land $727,600 | $727,600 Land $727,600 | |
| 2022 | $5,384.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 98th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 98th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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