421 8th St, Cloquet, MN 55720 Property Records

Carlton County property record for 421 8th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.146 acres (6,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2026)
Tax Bill	$2,188 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-255-0140`

Property Details

APN / Parcel Number

Primary APN	`06-255-0140`
Alternative APN	`3298`

Exterior

Lot Area	6,398 sqft (0.146 acres)

Location & Zoning

Account Number	3298
Street Address	421 8TH ST
City	CLOQUET
State	MN
Zip	55720-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 304563 CITY OF CLOQUET MITCHELLS ADDITION
Legal Subdivision	MITCHELLS ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	3
Census Block	3005
Census Tract	70200

Owner

Source: Carlton County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 8TH ST, CLOQUET, MN 55720-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST CLASS MORTGAGE V INC
Mar 5, 2026	Affidavit, Transfer THE TITLE FIRM, THE TITLE TEAM
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Aug 21, 2025 · Amount on Record
Deed Document Number	2026528414
Prior Transfer Date	Nov 3, 2011
Prior Transfer Doc	0000440354
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 25, 2026
Property Address	421 8TH ST, CLOQUET, MN 55720-2024
Document Number	0000528414
Instrument Date	Aug 21, 2026
Instrument	2026528414
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	421 8TH ST, CLOQUET, MN 55720-2024

Mortgage

Document Number	0000528415,
Date	Aug 25, 2026
Instrument	2026528415

Lender

Name	FIRST CLASS MORTGAGE V INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CARLTON MN
Recording Date	Mar 5, 2026
Property Address	421 8TH ST, CLOQUET, MN 55720-2024
Document Number	A000525777
Instrument Date	Mar 3, 2026
Instrument	A000525777
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 8TH ST, CLOQUET, MN 55720-2024

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	421 8TH ST, CLOQUET, MN 55720-2024
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000504935
Date	Mar 1, 2022
Instrument	A000504935

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,188.00 (-10.11%) Homeowner's exemption
2025		$156,300 (+4.76%) Land $16,700 Building $139,600	$156,300 (+4.76%) Land $16,700 Building $139,600
2024	$2,434.00	$149,200 (+4.26%) Land $16,700 Building $132,500	$149,200 (+4.26%) Land $16,700 Building $132,500
2023	$2,434.00	$143,100 (-) Land $16,700 Building $126,400	$143,100 (-) Land $16,700 Building $126,400
2022		$143,100 Land $16,700 Building $126,400	$143,100 Land $16,700 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, CenturyLink, CTC.

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