Pinellas County property record for 421 86th Ave, Saint Pete Beach, FL 33706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 1957 |
| Lot Size | 0.154 acres (6,726 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Sep 2023) |
| Tax Bill | $5,189 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-755-8836-8 |
| Primary APN | C62-000-755-8836-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 1,757 sqft |
| 1st Floor Area | 1,180 sqft |
| Flooring | Carpet |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,726 sqft (0.154 acres) |
| Lot Dimensions | 104 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 241 sqft |
| Deck Area | Deck Area |
| Patio Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R276085 |
|---|---|
| Street Address | 421 86TH AVE |
| City | ST PETE BEACH |
| State | FL |
| Zip | 33706-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST PETERSBURG BEACH NORTH UNIT NO. 7 BLK 104, LOT 4 |
| Legal Range | 15E |
| Legal Township | 31S |
| Legal Section | 25 |
| Legal Subdivision | ST PETERSBURG BEACH |
| Legal Tract | 78264 |
| Legal Block | 104 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETE BEACH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 28004 |
Source: Pinellas County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Sep 27, 2023 | Warranty Deed, Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Feb 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 2023247972 |
| Deed Book / Page | 22576 / 1208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 6, 2026 |
| Property Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Document Number | 0000179706 |
| Book / Page | 23616 / 2030 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026179706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Investor | Possibly a Property Investor |
| Document Number | 0000179706, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 23616/2030 |
| Instrument | 2026179706 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 27, 2023 |
| Property Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Document Number | 0225761208 |
| Book / Page | 22576 / 1208 |
| Map Reference | MB 36 PG 42 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023247972 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Name | Verified Name |
|---|---|
| Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Investor | Possibly a Property Investor |
| Document Number | 0225761210 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 22576/1210 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Document Number | 0199371959 |
| Book / Page | 19937 / 1959 |
| Map Reference | MB36 PG42 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 2018042870 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | VERITAS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Document Number | 2018042871 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2018042871 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 14, 2017 |
| Property Address | 421 86TH AVE, ST PETE BEACH, FL 33706-1532 |
| Document Number | 0195192040 |
| Book / Page | 19519 / 2040 |
| Map Reference | MB36 PG42 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 2017049013 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | LANDSTAR TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 566 VILLAGRANDE AVE S, 566, SAINT PETERSBURG, FL 33707-2001 |
| Name | Verified Name |
|---|---|
| Address | 424 86TH AVE, ST PETE BEACH, FL 33706-1533 |
| Document Number | 2017049014 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017049014 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | St. Pete Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,189.00 (+52.44%) Homeowner's exemption | $356,759 (+45.45%) Land $240,904 Building $115,855 | $356,759 (-36.41%) Land $240,904 Building $115,855 |
| 2023 | $3,404.00 (+2.38%) Homeowner's exemption | $245,279 (+3%) | $561,023 (+19.54%) Land $409,727 Building $151,296 |
| 2022 | $3,325.00 Homeowner's exemption | $238,135 | $469,317 Land $348,969 Building $120,348 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 221 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 992 units insured incl. 771 condo units |
| Nearby Flood Claims | 412 (1979–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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