421 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 421 7th Ave, Troy, NY 12182 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$75,000 (Aug 2025)
Tax Bill$1,261 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2025 Sale & Mortgage
APN381700 80.72-11-8

Property Details

APN / Parcel Number

Primary APN381700 80.72-11-8
Alternative APN
  • 1609150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area860 sqft
Upper Floors Area260 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 25 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area520 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1609150
Street Address421 7TH AVE
CityTROY
StateNY
Zip12182-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.5 STY FR HSE 266-24 9-08/N1/2 422
Legal Block11
Legal Lot Number8.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3009
Census Tract40200

Owner

Source: Rensselaer County and Troy City records · APN 381700 80.72-11-8

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address418 BROADWAY, R, ALBANY, NY 12207-2922
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Commercial Mortgage
HOMETOWN EQUITY MTG
Aug 12, 2025Deed, Transfer · Stand-Alone First Mortgage
SWIFT CAPITAL USA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Deed Book / Page11036 / 203
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address421 7TH AVE, TROY, NY 12182-3011
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111830126
DateJan 29, 2026
Book Page11183/126
Instrument2026-666870
Lender
NameHOMETOWN EQUITY MTG
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateAug 12, 2025
Property Address421 7TH AVE, TROY, NY 12182-3011
Document Number0110360203
Book / Page11036 / 203
Instrument DateJul 28, 2025
Instrument2025-659905
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 BROADWAY STE R, R, ALBANY, NY 12207-2922

Mortgage

Document Number2025659906
DateAug 12, 2025
Instrument2025-659906
Lender
NameSWIFT CAPITAL USA LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,261.00 (+7.87%)$100,000 (-) Land $8,800 Building $91,200$171,200 (+19.8%) Land $15,066 Building $156,134
2023$100,000 (-) Land $8,800 Building $91,200$142,900 (+8.6%) Land $12,575 Building $130,325
2022$1,169.00 Homeowner's exemption Senior Citizen's exemption$100,000 Land $8,800 Building $91,200$131,579 Land $11,579 Building $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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