Watonwan County property record for 421 5th St N, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 733 sqft · built 1915 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $990 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.276.0790 |
| Primary APN | 20.276.0790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 733 sqft |
| 1st Floor Area | 733 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 153 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 5TH ST N |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION BLOCK-063 LOT 1; N1/2 OF LOT 2 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 63 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950200 |
421 5th St N, a single family home, is owned by two individuals.
Source: Watonwan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 7TH ST S, SAINT JAMES, MN 56081-1719 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 421 5th St N was $990, up 4% from the year before.
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $990.00 (+3.99%) | $56,200 (-14.33%) Land $19,200 Building $37,000 | $56,200 (-14.33%) Land $19,200 Building $37,000 |
| 2025 | $952.00 Homeowner's exemption | $65,600 Land $18,500 Building $47,100 | $65,600 Land $18,500 Building $47,100 |
| 2023 | $460.00 | $52,000 Land $17,600 Building $34,400 | $52,000 Land $17,600 Building $34,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 5th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 421 5th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Christensen Communications Company, T-Mobile, Verizon.
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