421 4th St, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 421 4th St, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 1898
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Sep 2017)
Tax Bill	$9,996 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00012-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`10-00012-0000-00016`
Alternative APNs	`100001200016` `019100`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,550 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Construction Type	Frame
Lot Area	1,699 sqft (0.039 acres)
Lot Dimensions	100 ft deep x 17 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	019100
Street Address	421 4TH ST
City	UNION CITY
State	NJ
Zip	07087-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	12
Legal Lot Number	16
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	2
Census Block	2004
Census Tract	17800

Owner

421 4th St is owned and occupied by two individuals who bought it in September 2017.

Source: Hudson County and Union City records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 4TH ST, UNION CITY, NJ 07087-4008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jan 31, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Apr 15, 2010 · Amount on File
Deed Document Number	201710106550
Deed Book / Page	9236 / 872
Transfer Doc	0927008182
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	421 4TH ST, UNION CITY, NJ 07087-4008
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	VIGILANT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EAGLES NEST TER, WEST MILFORD, NJ 07480-2942

Mortgage

Document Number	20241203060102540
Date	Dec 3, 2024
Book Page	20686/204
Instrument	20241203060102540

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	421 4TH ST, UNION CITY, NJ 07087-4008
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210331060055080
Date	Mar 31, 2021
Book Page	19854/740
Instrument	20210331060055080

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HUDSON NJ
Recording Date	Jan 31, 2018
Property Address	421 4TH ST, UNION CITY, NJ 07087-4008
Document Number	0010012040
Book / Page	009278 / 000182
Instrument Date	Jan 26, 2018
Instrument	10012040
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 4TH ST UNION CITY NJ 070874008, UNION CITY, NJ 07087-4008

Mortgage

Document Number	60018650
Date	Jan 31, 2018
Book Page	019117/000426
Instrument	60018650

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 30, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 421 4th St was $9,996, up 2.2% from the year before.

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,200 (+3.75%) Land $286,400 Building $274,800	$561,200 (+3.75%) Land $286,400 Building $274,800
2025	$9,996.00 (+2.2%)	$540,900 Land $274,700 Building $266,200	$540,900 Land $274,700 Building $266,200
2024	$9,781.00
2023		$125,700 Land $71,800 Building $53,900	$125,700 Land $71,800 Building $53,900
2022	$8,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1989–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Starry.

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