Cheboygan County property record for 421 4th St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-W59-010-001-00 |
| Primary APN | 052-W59-010-001-00 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 421 4TH ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST DUNCAN, LOT 1, BLK 10. (SEC 32, T38N,R1W) 460/441;1184/788 |
| Legal Range | 01W |
| Legal Township | 001 |
| Legal Section | 32 |
| Legal Subdivision | WEST DUNCAN |
| Legal Lot Number | 1 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960300 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 4TH ST, CHEBOYGAN, MI 49721-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 421 4TH ST, CHEBOYGAN, MI 49721-1232 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01343/0174 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 1343/0174 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|---|
| Address | CHEBOYGAN, MI 49721 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Oct 1, 2032 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,900 (+60.13%) | $151,800 (+60.13%) | |
| 2025 | $2,269.00 (+20.24%) | ||
| 2023 | $47,400 | $94,800 | |
| 2022 | $1,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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