421 4th St, Ashton, IA 51232 Property Records

Osceola County property record for 421 4th St, Ashton, IA 51232

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,886 sqft · built 1890
Lot Size	0.188 acres (8,208 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Sep 2016)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`260010804020`

Property Details

APN / Parcel Number

Primary APN	`260010804020`
Alternative APN	`000000010804020`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	887 sqft
Basement Area	444 sqft
Unfinished Basement	444 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,208 sqft (0.188 acres)
Lot Dimensions	114 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	421 4TH ST
City	ASHTON
State	IA
Zip	51232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E6' EXC N51' LOT 4 S114' LOT 5 BLK 8 ORIGINAL
Legal Block	8
Legal Lot Number	4,5
Jurisdiction	OSCEOLA IA
Township / Civil Division	GILMAN
Census Block Group	3
Census Block	3105
Census Tract	460200

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 4TH ST, ASHTON, IA 51232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Nov 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Prior Sale	Oct 18, 2010 · Amount on Record
Deed Document Number	20161046
Deed Book / Page	2016 / 1046
Last Transfer Date	Mar 17, 2022
Transfer Doc	02022/1674
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	421 4TH ST, ASHTON, IA 51232
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 4TH ST, ASHTON, IA 51232

Mortgage

Document Number	02023/1084
Date	Oct 2, 2023
Book Page	2023/1084
Instrument	20231084

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2048

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA IA
Recording Date	Nov 23, 2022
Property Address	421 4TH ST, ASHTON, IA 51232
Document Number	02022/1674
Book / Page	2022 / 1674
Instrument Date	Mar 17, 2022
Instrument	20221674
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 4TH ST, ASHTON, IA 51232

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ashton City
County	Osceola County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 Homeowner's exemption	$81,650 (+9.06%) Land $5,830 Building $75,820	$81,650 (+9.06%) Land $5,830 Building $75,820
2024	$1,176.00 (+15.98%)
2023		$74,870 Land $5,830 Building $69,040	$74,870 Land $5,830 Building $69,040
2022	$1,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHTON MUNICIPAL WATER DEPARTMENT serves 456 people · EPA ID IA7209069
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-NORTH
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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