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421 4th Ave SE, Saint Joseph, MN 56374 Property Records

Stearns County property record for 421 4th Ave SE, Saint Joseph, MN 56374

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 995 sqft · built 2015
Lot Size0.047 acres (2,047 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Aug 2026)
Tax Bill$2,460 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN84-53797-0833

Property Details

APN / Parcel Number

Primary APN84-53797-0833

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area995 sqft Living Area
1st Floor Area995 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,047 sqft (0.047 acres)
Lot Dimensions55 ft deep x 46 ft wide
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address421 4TH AVE SE
CitySAINT JOSEPH
StateMN
Zip56374-9567
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 011 BLK 001 S&H TOWNHOMES OF GRACEVIEW PLAT 2 SECTION 15 TOWNSHIP 124 RANGE 29 SECTION 15 TOWNSHIP 124 RANGE 29
Legal Range29W
Legal Township124
Legal Section15
Legal SubdivisionSH TOWNHOMES OF GRACEVIEW PLAT 2
Legal Block1
Legal Lot Number11
JurisdictionSTEARNS MN
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1017
Census Tract11307

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address421 4TH AVE SE, SAINT JOSEPH, MN 56374-9567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2026 · Amount on File
Deed SaleAug 3, 2026 · Amount on File
Prior SaleDec 5, 2016 · Amount on File
Deed Document Number20261718334
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateAug 3, 2026
Property Address421 4TH AVE SE, SAINT JOSEPH, MN 56374-9567
Document Number0001718334
Instrument DateJul 17, 2026
Instrument20261718334
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyANCONA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$73,326.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 4TH AVE SE, SAINT JOSEPH, MN 56374-9567

Mortgage

Document Number0001718335,
DateAug 3, 2026
Instrument20261718335
Lender
NameGRANITE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0001718336,
DateAug 3, 2026
Instrument20261718336
Lender
NameGRANITE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2041
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Joseph City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,460.00 (+10.41%)$210,500 (+4.88%) Land $32,300 Building $178,200$210,500 (+4.88%) Land $32,300 Building $178,200
2025$200,700 (+6.53%) Land $25,700 Building $175,000$200,700 (+6.53%) Land $25,700 Building $175,000
2023$2,228.00$188,400 Land $25,700 Building $162,700$188,400 Land $25,700 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Joseph
serves 7,100 people · EPA ID MN1730033
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Midco
Cable · Fixed Wireless in parts of the area		1,250 / 60
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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