Isanti County property record for 421 4th Ave NE, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 772 sqft · built 1953 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Jul 2007) |
| Tax Bill | $1,994 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.041.0700 |
| Primary APN | 15.041.0700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 772 sqft Heated Area |
| 1st Floor Area | 772 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 16 ft deep x 9.5 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Patio Area | 225 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 4TH AVE NE |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME AUD SUB DIV 8 SUBDIVISIONCD 15041 PT LOT 17 ALSO DESC AS PT OF SW/4 OF SW/4 AS: COMM AT SW CNR OF SAID QTR; |
| Legal Range | 023 |
| Legal Township | 036 |
| Legal Section | 28 |
| Legal Subdivision | AUD SUB DIV 8 |
| Legal Block | 1 |
| Legal Lot Number | 1,17 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 130302 |
421 4th Ave NE is owned and occupied by an individual who bought it in July 2007.
Source: Isanti County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 4TH AVE NE, CAMBRIDGE, MN 55008-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2007 · Amount on File |
| Deed Sale | Jul 30, 2007 · Amount on File |
| Deed Document Number | 2007966647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Jun 25, 2026 |
| Property Address | 421 4TH AVE NE, CAMBRIDGE, MN 55008-1218 |
| Document Number | 0000545943 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026545943 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 421 4TH AVE NE, CAMBRIDGE, MN 55008-1218 |
| Document Number | 0000545943, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 2026545943 |
| Name | MINNCO CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 18, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 421 4th Ave NE was $1,994 with a homeowner's exemption.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,994.00 Homeowner's exemption | $173,400 (+1.94%) Land $32,300 Building $141,100 | $173,400 (+1.94%) Land $32,300 Building $141,100 |
| 2025 | $170,100 Land $32,300 Building $137,800 | $170,100 Land $32,300 Building $137,800 | |
| 2023 | $2,850.00 (+6.11%) Homeowner's exemption | $172,700 Land $28,300 Building $144,400 | $172,700 Land $28,300 Building $144,400 |
| 2022 | $2,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 4th Ave NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 4th Ave NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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