421 42nd St, Oakland, CA 94609 Property Records

Alameda County property record for 421 42nd St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,167 sqft · built 1915
Lot Size	0.073 acres (3,198 sqft)
Owner	2 Individual Names on File
Last Sale	$1,875,000 (Oct 2022)
Tax Bill	$26,802 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-1009-1-1`

Property Details

APN / Parcel Number

Primary APN	`12-1009-1-1`
Alternative APN	`012-1009-001-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,198 sqft (0.073 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	421 42ND ST
City	OAKLAND
State	CA
Zip	94609-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0001 AR: 0012 PAGE: 1009
Legal Subdivision	CENTRAL OAKLAND MAP #3
Legal Block	K
Legal Lot Number	21
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2005
Census Tract	401200

Owner

421 42nd St is owned and occupied by two individuals who bought it in October 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 42ND ST, OAKLAND, CA 94609-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Mar 8, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 12, 2019	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Jul 6, 2012 · Amount on File
Deed Document Number	2022173810
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	0000093260
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 19, 2022
Property Address	421 42ND ST, OAKLAND, CA 94609-2528
Document Number	0000173810
Map Reference	MB 21 PG 5
Instrument Date	Oct 4, 2022
Instrument	2022173810
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	421 42ND ST, OAKLAND, CA 94609-2528

Mortgage

Document Number	0000173811
Date	Oct 19, 2022
Instrument	2022173811

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	421 42ND ST, OAKLAND, CA 94609-2528
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 42ND ST, OAKLAND, CA 94609-2528

Mortgage

Document Number	0000132125
Date	Jul 25, 2022
Instrument	2022132125

Lender

Name	PATELCO CU
Type	Credit Union
Address	OAKLAND, CA 94609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 8, 2021
Property Address	421 42ND ST, OAKLAND, CA 94609-2528
Document Number	0000093260
Map Reference	MB 21 PG 5
Instrument Date	Mar 2, 2021
Instrument	2021093260
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	421 42ND ST, OAKLAND, CA 94609-2528

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 8, 2021
Property Address	421 42ND ST, OAKLAND, CA 94609-2528
Document Number	0000093258
Map Reference	MB 21 PG 5
Instrument Date	Mar 2, 2021
Instrument	2021093258
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 42ND ST, OAKLAND, CA 94609-2528

Mortgage

Document Number	0000093259
Date	Mar 8, 2021
Instrument	2021093259

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 24, 2020
Property Address	421 42ND ST, OAKLAND, CA 94609-2528
Document Number	0000363658
Instrument Date	Oct 23, 2020
Instrument	363658
Transaction Type	Transfer
Record Updated	Mar 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	421 42ND ST OAKLAND CA 946092528, OAKLAND, CA 94609-2528

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	421 42ND ST, OAKLAND, CA 94609-2528
Document Number	0000069843
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 42ND ST OAKLAND CA 946092528, OAKLAND, CA 94609-2528

Mortgage

Document Number	0000069843
Date	Apr 17, 2019
Instrument	69843

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 421 42nd St was $26,802 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,982,750 (+1.64%) Land $596,925 Building $1,392,825
2025	$26,802.00 Homeowner's exemption	$1,950,750 Land $585,225 Building $1,365,525
2023	$27,439.00 Homeowner's exemption	$1,875,000 Land $562,500 Building $1,312,500	$1,652,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 42nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 42nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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