421 3rd St, Washburn (Waterloo), IA 50702 Property Records

Black Hawk County property record for 421 3rd St, Washburn, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,016 sqft · built 1956
Lot Size0.719 acres (31,320 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Aug 2015)
Tax Bill$1,602 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8812-29-126-012

Property Details

APN / Parcel Number

Primary APN8812-29-126-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,016 sqft Living Area
1st Floor Area1,016 sqft
Basement Area1,016 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area31,320 sqft (0.719 acres)
Lot Dimensions210 ft deep x 31 ft wide
Garage TypeDetached
Garage Area688 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address421 3RD ST
CityWASHBURN
StateIA
Zip50702-6060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYFAIR SECOND ADDITION LOT 265 MAYFAIRD 3RD ADD PART LOT 300 PART LOT 301 COM AT A PT IN W LINE LOT 300 80 FT N OF SW COR
Legal Range12W
Legal Township88N
Legal Section29
Legal SubdivisionMAYFAIR SECOND ADDITION
Legal Lot Number264-265
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1022
Census Tract2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address421 3RD ST, WASHBURN, IA 50702-6060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Deed Document Number20152016-00003633
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address421 3RD ST, WASHBURN, IA 50702-6060
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100015741
DateJan 26, 2021
Instrument202100015741
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,602.00 (+0.88%) Homeowner's exemption$161,200 (+6.95%) Land $27,650 Building $133,550$161,200 (+6.95%) Land $27,650 Building $133,550
2024$1,588.00 (+10.12%)
2023$150,730 (+26.21%) Land $27,650 Building $123,080$150,730 (+26.21%) Land $27,650 Building $123,080
2022$1,442.00 Homeowner's exemption$119,430 Land $27,650 Building $91,780
2021$119,430 Land $27,650 Building $91,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Alpine Communications.

Nearby Properties on 3rd St

Nearby Streets

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