421 3rd St N, Saint James, MN 56081 Property Records

Watonwan County property record for 421 3rd St N, Saint James, MN 56081 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 624 sqft · built 1942
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Tax Bill	$1,888 (2025)
Flood Zone	Zone X (minimal risk)
APN	`20.276.0560`

Property Details

APN / Parcel Number

Primary APN	`20.276.0560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft
1st Floor Area	624 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	280 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 3RD ST N
City	SAINT JAMES
State	MN
Zip	56081-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION BLOCK-061 LOT 1; N1/2 OF LOT 2
Legal Subdivision	FIRST ADDITION
Legal Block	61
Legal Lot Number	1-2
Jurisdiction	WATONWAN MN
Township / Civil Division	ST. JAMES
Census Block Group	1
Census Block	1036
Census Tract	950200

Owner

Source: Watonwan County records · APN 20.276.0560

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 3RD ST N, SAINT JAMES, MN 56081-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Watonwan County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Watonwan County
Municipality	St. James City
Unified School District	St. James Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,200 (-8.5%) Land $19,200 Building $97,000	$116,200 (-8.5%) Land $19,200 Building $97,000
2025	$1,888.00 (+115.03%) Homeowner's exemption	$127,000 (+31.2%) Land $18,500 Building $108,500	$127,000 (+31.2%) Land $18,500 Building $108,500
2023	$878.00	$96,800 Land $17,600 Building $79,200	$96,800 Land $17,600 Building $79,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watonwan County (27165C), updated December 6, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Christensen Communications Company, Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.