421 3rd Ave SW, Lonsdale, MN 55046 Property Records

Rice County property record for 421 3rd Ave SW, Lonsdale, MN 55046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 864 sqft · built 1976
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Sep 2026)
Tax Bill	$2,578 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`19.26.4.27.016`

Property Details

APN / Parcel Number

Primary APN	`19.26.4.27.016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	690 sqft
Unfinished Basement	174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	421 3RD AVE SW
City	LONSDALE
State	MN
Zip	55046-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 OF AUD PLAT #1 SE4 & S5FT NE4 SEC26 T112 R22 L81 & N25FT L80 AUD PLAT #1 SE4 & S5FT NE4
Legal Range	022
Legal Township	112
Legal Section	26
Legal Subdivision	AUD PLAT #1 SE4 & S5FT NE4 SEC26 T112
Legal Lot Number	80
Jurisdiction	RICE MN
Township / Civil Division	LONSDALE
Census Block Group	1
Census Block	1027
Census Tract	70102

Owner

421 3rd Ave SW is owned and occupied by an individual who bought it in September 2026.

Source: Rice County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	421 3RD AVE SW, LONSDALE, MN 55046-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK TRUST
May 19, 2026	Personal Representative Deed, Transfer PRECISION LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	May 19, 2026 · Amount on File
Deed Document Number	2026786750
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Sep 2, 2026
Property Address	421 3RD AVE SW, LONSDALE, MN 55046-9649
Document Number	0000786750
Instrument Date	Aug 28, 2026
Instrument	2026786750
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,823.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	421 3RD AVE SW, LONSDALE, MN 55046-9649

Mortgage

Document Number	0000786750,
Date	Sep 2, 2026
Instrument	2026786750

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	RICE MN
Recording Date	May 19, 2026
Property Address	421 3RD AVE SW, LONSDALE, MN 55046-9649
Document Number	0000783945
Instrument Date	May 18, 2026
Instrument	2026783945
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	PRECISION LAND TITLE

Transaction

Amount	Amount on Record
Tax	$46,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	32675 NORTHFIELD BLVD, NORTHFIELD, MN 55057-1491
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 421 3rd Ave SW was $2,578.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Lonsdale City
Unified School District	Tri-City United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,578.00	$212,800 (-4.53%) Land $60,000 Building $152,800	$212,800 (-4.53%) Land $60,000 Building $152,800
2025		$222,900 (+7.42%) Land $60,000 Building $162,900	$222,900 (+7.42%) Land $60,000 Building $162,900
2024	$2,438.00 (+23.01%)	$207,500 (-) Land $54,400 Building $153,100	$207,500 (-) Land $54,400 Building $153,100
2023	$1,982.00	$207,500 Land $54,400 Building $153,100	$207,500 Land $54,400 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 3rd Ave SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 3rd Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lonsdale serves 5,079 people · EPA ID MN1660006
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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