421 38th St, Oakland, CA 94609 Property Records

Alameda County property record for 421 38th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,420 sqft · built 1912
Lot Size	0.082 acres (3,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,165,000 (May 2023)
Tax Bill	$17,452 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-976-1`

Property Details

APN / Parcel Number

Primary APN	`12-976-1`
Alternative APN	`012-0976-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,570 sqft (0.082 acres)

Location & Zoning

Street Address	421 38TH ST
City	OAKLAND
State	CA
Zip	94609-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: AR: 0012 PAGE: 0976
Legal Subdivision	BROADWAY & TELEGRAPH AVE
Legal Block	C
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3010
Census Tract	401200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 38TH ST, OAKLAND, CA 94609-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 19, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	202356874
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	421 38TH ST, OAKLAND, CA 94609-2705
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 41ST ST B, B, OAKLAND, CA 94609-2521

Mortgage

Document Number	0000006348
Date	Jan 10, 2024
Instrument	2024006348

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2053

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 19, 2023
Property Address	421 38TH ST, OAKLAND, CA 94609-2705
Document Number	0000056874
Map Reference	MB 7 PG 8
Instrument Date	May 11, 2023
Instrument	2023056874
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,756.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	421 38TH ST, OAKLAND, CA 94609-2705

Mortgage

Document Number	0000056876
Date	May 19, 2023
Instrument	2023056876

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,236,297 (+2%) Land $370,889 Building $865,408
2025	$17,452.00 (+8.06%)	$1,212,065 (+15.94%) Land $363,619 Building $848,446
2023	$16,151.00 (+2.29%)	$1,045,410 (+2%) Land $313,623 Building $731,787	$1,024,380
2022	$15,790.00	$1,024,911 Land $307,473 Building $717,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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