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421 32nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 421 32nd Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1963
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Dec 2020)
Tax Bill$2,824 (2026)
Deeds & MortgagesDec 2020 Sale
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN82-45749-0000

Property Details

APN / Parcel Number

Primary APN82-45749-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialMetal
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Width70 ft Width
Garage Area924 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address421 32ND AVE N
CitySAINT CLOUD
StateMN
Zip56303-3764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 & N 28' OF LOT 9 BLK 49 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionCENTRAL PARK ADD
Legal Block49
Legal Lot Number8-9
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1005
Census Tract601

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 32ND AVE N, SAINT CLOUD, MN 56303-3764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Warranty Deed, Transfer
MISC COMPANY
May 22, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Deed Document Number20201589911
Prior Transfer DateApr 26, 2019
Prior Transfer Doc00A1543997
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateDec 30, 2020
Property Address421 32ND AVE N, SAINT CLOUD, MN 56303-3764
Document Number00A1589911
Instrument DateMay 22, 2020
InstrumentA1589911
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 32ND AVE N, SAINT CLOUD, MN 56303-3764

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMay 22, 2019
Property Address421 32ND AVE N, SAINT CLOUD, MN 56303-3764
Document Number00A1543997
Instrument DateApr 26, 2019
InstrumentA1543997
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 32ND AVE N, SAINT CLOUD, MN 56303-3764

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,824.00 (+23.53%)$214,200 (-) Land $30,000 Building $184,200$214,200 (-) Land $30,000 Building $184,200
2025$214,200 (+4.28%) Land $30,000 Building $184,200$214,200 (+4.28%) Land $30,000 Building $184,200
2023$2,286.00$205,400 Land $30,000 Building $175,400$205,400 Land $30,000 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.

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